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Jefferson Security Bank Announces the Approval of a Stock Repurchase Program

September 24, 2007 -

The Board of Directors of Jefferson Security Bank (OTCBB: JFWV), at its September 19, 2007 board meeting, authorized management to repurchase up to 5% of common shares issued and outstanding either on the open market or in privately negotiated transactions. Management of Jefferson Security Bank believes the stock repurchase program is in the best interest of shareholders and, potentially, may lead to an increase in shareholder value.

The commencement of the Stock Repurchase Program is subject to regulatory approval. Application will be made in the near future. Upon approval, the timing, price and quantity of purchases under the stock repurchase program will be at the discretion of management and the program may be discontinued, suspended or restarted at any time depending on the facts and circumstances.

Jefferson Security Bank, founded in 1869, is a community bank engaged in the general banking business in Berkeley County and Jefferson County, West Virginia, and Washington County, Maryland. The Bank currently has six offices.

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