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Loan-Deposit  “Sweep” Function

If you are in need of improved daily cash management, but don't have the time to monitor your cash each day, Jefferson Security Bank offers the capability to connect your checking or savings account to a line of credit loan via a “sweep” mechanism. All you do is establish parameters for a minimum balance to maintain in your deposit and line of credit accounts. Your daily cash balance will then be monitored each business day, and adjusted as needed according to your established parameters. Benefits to you include interest expense savings on your line of credit loan, and protection against overdrafts on your deposit account. All sweeps occur in increments of $100, and there is a $5 transaction fee each time a sweep occurs.

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