Mortgage Loans

Whether you are ready to purchase your first home, buy a lot, construct a new home or add on to your present residence, Jefferson Security Bank has the right mortgage for you.

Adjustable Rate Mortgage (ARM)

We offer 1 and 3 - Year ARM loans with flexible repayment terms. With low closing costs and competitive interest rates, this could be the right loan to purchase that new home or refinance a current residence.

Fixed Rate Mortgage

Our subsidiary, Jefferson Security Mortgage, can offer a fixed-rate mortgage product to fit any need. Whether you’re a first-time homebuyer or looking to refinance at a low, fixed rate, we can help. Even if you’ve had past credit problems, we probably have a product that can meet your needs.

Construction Loans

Jefferson Security Bank can finance the construction of your new home and convert the loan to a permanent, Adjustable Rate Mortgage (ARM) with just one low-cost closing.

Looking for a fixed-rate loan after the construction period?  Jefferson Security Bank can finance the construction of your home and arrange permanent, fixed-rate financing through our subsidiary, Jefferson Security Mortgage.

Home Equity Loans

Jefferson Security Bank offers a Home Equity Line of Credit secured by a first or second deed of trust on owner-occupied residential properties.

Fast response, competitive interest rates, no title insurance requirements and low closing costs are popular features of Jefferson Security Bank’s real estate loans. To apply, visit one of our convenient locations and ask to speak to a mortgage loan officer.