Mortgage Loans

Whether you are ready to purchase your first home, buy a lot, construct a new home or add on to your present residence, Jefferson Security Bank has the right mortgage for you.

Adjustable Rate Mortgage (ARM)

We offer 1 and 3 - Year ARM loans with flexible repayment terms.  With low closing costs and competitive interest rates, this could be the right loan to purchase that new home or refinance a current residence.

Fixed Rate Mortgage

Whether you’re a first-time homebuyer, looking to refinance or purchasing a new home we have a product to meet your needs.

Construction Loans

Jefferson Security Bank can finance the construction of your new home and convert the loan to a permanent, Adjustable Rate Mortgage (ARM) with just one low-cost closing.

Home Equity Loans

Jefferson Security Bank offers a Home Equity Line of Credit secured by a first or second deed of trust on owner-occupied residential properties.

Fast response, competitive interest rates and low closing costs are popular features of Jefferson Security Bank’s real estate loans.  To apply, visit one of our convenient locations and ask to speak to a mortgage loan officer.